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 PUBLIC ADJUSTERS USA

"MAKING THE ODDS EVEN"
OVER A QUARTER CENTURY OF EXPERIENCE
SERVING FLORIDA CONSUMERS STATEWIDE
Tampa***Spring Hill***Miami***Port Charlotte***Lakeland
SINKHOLES *** HURRICANES *** FIRES
TELE: 863-701-9799
     E-MAIL: FPA@FloridaPA.net


A Word from our President, to our Readers...

It is our hope that this web site will be an asset and tool to assist consumers in obtaining fair settlements.

While most insurance company adjusters try to be fair and are decent human beings, the fact is, no person can serve two masters.  It is very easy and very common for even the most honest adjusters to underpay a claim by 50%.  The State of Florida in their OPPAGA REPORT (a completely unbiased government department) proves that public adjusters obtain settlements of over 500% on average on claims against Citizens.  We find some other companies that try to pay even less. (See some of our recent results below for clear and indisputable proof.)  The reasons can be poor training (sometimes intentionally poor training), too heavy of a workload, a bureaucracy that is motivated by profit, or very poor if any supervision.  Regarding the small percentage of adjusters who will lie, cheat, and even frame someone of a crime they know was not committed, being aware of some of their "tricks" and methods is absolutely imperative.

If we may help, even in a small way, to "even the odds" by exposing the "real world," we will consider our time, energy and money well spent in this endeavor.

 

OUR PLEDGE OF PERFORMANCE:

We wish we could guarantee perfection, but we cannot.  We do, however, promise to work very hard and to keep a standard that is very high.  We take our responsibility very seriously, and when we combine hard work with high standards, and of course our vast experience, they produce tremendous results.  Just a few of our recent results will speak for themselves.

Our client from Lakeland was paid $350,000 and told he had to grout.  The job was a complete disaster.   Shortly thereafter the company demanded that he either agree with them or go to appraisal.  We said absolutely no to any sham appraisal demand.  We obtained a total settlement of $1,600,000, which was double the policy limits without an attorney and without going through their sham appraisal process.

An insurance company denied a claim in Safety HarborWe obtained a settlement for $358,000.

An insurance company denied a claim in HudsonWe obtained a settlement for $318,500.

An insurance company offered $30,000 on a claim in New Port Richey and said they would pay no more until our client grouted.  We obtained a settlement for $240,000 without an attorney and without grouting.

An insurance company denied a claim in Spring Hill.  We obtained a settlement for $200,000.

An insurance company denied a claim in Spring Hill.  We obtained a settlement for $220,000.

An insurance company denied a claim in Lakeland.  We obtained a settlement for $405,000.

An insurance company offered a client in Largo $20,300 and said they would pay nothing more until the client grouted.  We settled for $160,000 without having to grout, and we are now suing for bad faith.

A Brooksville client was accused of filing their claim late.  After nearly a year, the company still had paid nothing and was even refusing to test.  The company had offered nothing.  We obtained a partial advance of almost $1,000,000 with the real prospects of collecting 10 times that amount in the near future.  The company is finally testing and has agreed to honor the claim.  A potential lawsuit for bad faith after everything is paid is a real possibility.  We have it all nicely documented.

A company offered a client in Deltona $19,000 and said all other damages were excluded.  We obtained a settlement for over $300,000 and then obtained another $400,000 of additional money in bad faith after the $300,000 was paid.

A client in Port Charlotte was offered $120,000 by their insurance company.  We obtained a final settlement of just under $4,500,000.

An insurance company told a client in Spring Hill that there was not even sinkhole coverage and denied the claim.  We obtained a settlement for $240,000.

An insurance company denied a claim in Spring Hill.  We obtained a settlement for $200,000.

An insurance company denied a claim in Spring Hill.  We obtained a settlement for $242,000.

An insurance company denied a claim in New Port Richey.  We obtained a settlement for $150,000.

An insurance company offered a client in Lake Wales $150,000.  The company played hardball and demanded that our client be forced into the appraisal process.  We warned them that they were making a mistake, and if they did not back off, they were buying a lawsuit for bad faith.  They did not back off, and we went to appraisal and obtained an award of $420,000, which the company paid.  We then filed suit for bad faith and got an additional $300,000.

An insurance company denied a claim in JacksonvilleWe obtained a settlement for double the policy limits.

An insurance company denied a claim in Lake Mary.  We obtained a settlement for $460,000.  This was more than double their policy limits.

While we try to get along with companies and resolve any dispute on a professional and cordial basis, our motto is, “Pay us nice, or pay us twice.”  We take our responsibility to our clients very seriously, and if they are not treated right, we want them to be compensated for the abuse and mistreatment they sustained.  We are not intimidated by these big money companies or their high-powered law firms.  We know if we do the right things and document the issues appropriately, we almost always will be conducting negotiations from a position of strength.  Not one of the above cases needed a trial.  Far less than 1% of our claims ever do.  That may be unprecedented.  31 years of experience and hard work almost always pays off.

Tim Zeak, President Public Adjusters USA, Inc
License # E003901, 31 years of full time experience 

IF YOU NEED HELP NOW, WE ARE JUST A CLICK AWAY

YOU HAVE BEEN HURT ONCE, DON'T GET HURT TWICETHE INSURANCE COMPANY WILL HAVE AN ADJUSTER TO REPRESENT THEIR INTEREST, SHOULDN’T YOU HAVE ONE TOO?

COMMERCIAL - INDUSTRIAL – RESIDENTIAL
OVER A QUARTER CENTURY OF EXPERIENCE